China on Tuesday cut the market-based benchmark lending rate.
 

The one-year loan prime rate (LPR) came in at 3.55 percent Tuesday, down from the previous reading of 3.65 percent, according to the National Interbank Funding Center.
 

The over-five-year LPR, on which many lenders base their mortgage rates, was lowered by 10 basis points to 4.2 percent.
 

5年期以上LPR下降10个基点 100万元房贷30年减少2.1万元

今日，最新一期贷款市场报价利率（LPR）出炉，五年期LPR下调至4.2%，此前为4.3%。如以商贷额度100万元、贷款30年、等额本息还款方式计算，此次LPR下降10个基点，月供减少58.54元，累积30年月供减少2.1万元。目前，全国统一首套住房商业性个人住房贷款利率下限为4.1%，此次5年期LPR下调10BP后，统一房贷利率下限有望突破4%关口。

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