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Ant Group's Huabei is integrated into Chinese central bank's credit reporting system
Published on: 2021-09-23
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Ant Groups's credit payment platform, Huabei, has been integrated into China's central bank credit reporting system. The inclusion comes amid the growth of the digital economy and will not affect users' loan applications, the Huabei team said in an open letter on its official Weibo account on Wednesday.
 

The statement comes after Huabei users have received a notice from the company to up-grade their Huabei service and they are asked to sign authorization to report relevant in-formation to financial credit information database.
 

In response, Huabei announced that some users are already able to look up Huabei-related records in their credit reports after providing authorization for credit information re-porting. Going forward, the central bank's credit reporting system will be able to serve all Huabei users.
 

With users' prior authorization, information that Huabei reports to the central bank's credit reporting system include the date of account set-up, credit lines, usage, as well as the sta-tus of credit repayment.
 

花呗正有序接入央行征信系统

9 月 22 日消息,花呗公告了接入征信工作的最新进展。公告显示,在央行征信管理部门的指导下,花呗正逐步推进接入央行征信系统的工作。目前,在获得用户授权的基础上,部分用户已经能够在自己的征信报告中查询到花呗记录,未来征信服务将逐步覆盖全部用户。
 

花呗同时表示,正常使用花呗,保持良好使用、还款习惯,不会对征信记录造成负面影响。花呗同时提醒,谨防以征信为名的各类诈骗。花呗不会以征信为由电话联系您,更不会要求您付费或转账。任何声称能够有偿 " 修复 " 征信的行为均属诈骗,请不要上当受骗。

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